I’ve come to realize that financial stability is a choice……at least in the long term. I realize that is a rather general statement, but it’s a broad topic. If we’re in a bad situation with our money, and we take a long hard look at our life, the far majority of people would have to […]

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It’s very easy for me to spend money when it’s in my pocket. Don’t get me wrong, I do have a fairly good sense of self-control. However, I’ve noticed that the more cash I physically have in my pocket, the more things I see that I “need”. Am I alone here?
I get paid every two […]

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Apparently there is a new documentary about debt coming out called Maxed Out. The film explores how mainstream debt has become, the practices of debt collectors, and the huge debt industry. According to the official website, “Maxed Out reveals that the financial industry’s best customers are the broke and the bankrupt”. I’m not sure when […]

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Over at Getting Finances Done, they have posted a list of links and resources pertaining to Dave Ramsey. I’ve been reading through that site the last few days, and have to say it’s very well done. Since my site almost centers around the Dave Ramsey way of doing things, I sure wish I could have […]

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Why is it, that some people can’t get ahead? The immediate thought is they don’t make enough money. However, the truth is that lots of people who make a great salary have made a mess with their finances! We have a tendency to spend how much we make or more. So the only way to […]

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Sometimes, I tend to forget that my choice of words have the potential to confuse some readers. For instance, if you’ve never heard of Dave Ramsey, the term “debt snowball” may have no meaning to you whatsoever. So for those of you who aren’t familiar with the term, let’s break it down!
The term is basically […]

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