Say No to Credit Card Scams and Their Bogus Offers

I’ve said this before, but it’s amazing to me how aggressive credit card companies are, and the lengths they will go to try and “trick” the consumer. Sadly, they succeed more often than not. I think there are many people who don’t take the time to read the fine print, and get screwed in the […]

Credit Card Companies to Play Nice?

I read a story in the latest issue of Kiplinger’s titled, Breaks On the Way for Credit Card Users by Joan Goldwasser. In the article, she reports that during this “changing business and political climate”, credit card issuers such as Chase and Citibank are adopting more consumer friendly schemes. These companies are feeling the […]

Financial Stability Is A Choice

I’ve come to realize that financial stability is a choice……at least in the long term. I realize that is a rather general statement, but it’s a broad topic. If we’re in a bad situation with our money, and we take a long hard look at our life, the far majority of people would have to […]

The Offers Are Pouring In

Wow! I’ve always got a lot of these offers for Credit Cards, but not this much! Since paying off the balance of my Discover card and my Chase Visa, the offers seem to have picked up. These guys must share some kind of list, or something. I can’t help but laugh. I can just hear […]

Maxed Out: A New Film About Debt

Apparently there is a new documentary about debt coming out called Maxed Out. The film explores how mainstream debt has become, the practices of debt collectors, and the huge debt industry. According to the official website, “Maxed Out reveals that the financial industry’s best customers are the broke and the bankrupt”. I’m not sure when […]

Discover Card’s Response to My Cancellation

I reported here that I used my tax refund to pay off my Discover card. Unlike my cancellation of Chase Visa, Discover actually sent me a letter confirming the account was closed. Of course they imediately go into a sales pitch about all the benefits of having a Discover Card, but I’ll gladly accept missing […]