Living beneath your means is the trick. For most people, this is a major struggle. Maybe they have a case of Stuffitis, or maybe they’ve embraced the idea that they’ll never have anything. Without any effort whatsoever, this is the common equation: income increases = bills increase. So in order to live beneath your means, […]

Filed under: Budgeting, Stuffitis | No Comments »

It’s very easy for me to spend money when it’s in my pocket. Don’t get me wrong, I do have a fairly good sense of self-control. However, I’ve noticed that the more cash I physically have in my pocket, the more things I see that I “need”. Am I alone here?
I get paid every two […]

Filed under: Money, Budgeting | 7 Comments »

Why is it, that some people can’t get ahead? The immediate thought is they don’t make enough money. However, the truth is that lots of people who make a great salary have made a mess with their finances! We have a tendency to spend how much we make or more. So the only way to […]

Filed under: Money, Budgeting, Debt, Luck | No Comments »

When it comes to your money, it can’t all be fun and games. Whether you’re broke or rich, there’s always certain tasks involved with managing money that are less than desirable. You can take care of the details, or let things slide. Letting things slide, or continually putting them off will lead to bad luck. […]

Filed under: Money, Goals, Budgeting, Productivity | No Comments »

Dave Ramsey is running a special on some of his merchandise right now, and I decided to take advantage of his Personal Finance Software. The regualar price is $29, right now they’re offering it for $10. So I thought to myself, “why not”?

Filed under: Budgeting, Debt, MyTMMO | No Comments »

Somtimes creating your budget and getting your “debt snowball” plan together is the easy part. If you’re married, hopefully your spouse is just as excited as you are! Unfortunately, that’s not always the case. Whenever I come up with a new idea for doing something, I generally have to sell the idea to my wife. […]

Filed under: Goals, Budgeting, Debt | No Comments »